diff --git a/src/commands/doctor-verification-debt.ts b/src/commands/doctor-verification-debt.ts
new file mode 100644
index 00000000000..028be8c4b0f
--- /dev/null
+++ b/src/commands/doctor-verification-debt.ts
@@ -0,0 +1,61 @@
+import type { OpenClawConfig } from "../config/config.js";
+import type { DoctorCommandOptions } from "./doctor.js";
+import { note } from "../terminal/note.js";
+import { resolveDefaultAgentId } from "../config/agent-id.js";
+import { resolveAgentWorkspaceDir } from "../config/paths.js";
+import {
+  loadVerificationDebt,
+  calculateDebtScore,
+  getDebtSummary,
+} from "../security/verification-debt.js";
+
+export async function noteVerificationDebt(
+  cfg: OpenClawConfig,
+  options: DoctorCommandOptions,
+): Promise<void> {
+  const workspaceDir = resolveAgentWorkspaceDir(cfg, resolveDefaultAgentId(cfg));
+  
+  try {
+    const state = await loadVerificationDebt({ workspaceDir });
+    const score = calculateDebtScore(state);
+    const summary = getDebtSummary(state);
+    
+    if (summary.unresolved === 0) {
+      note("✓ No verification debt — all security checks up to date.", "Security");
+      return;
+    }
+    
+    const lines: string[] = [];
+    lines.push(`Verification Debt Score: ${score}`);
+    lines.push("");
+    lines.push(`Unresolved: ${summary.unresolved} / ${summary.total}`);
+    lines.push("");
+    
+    if (summary.highRisk.length > 0) {
+      lines.push("⚠️  High-risk items (score ≥7):");
+      for (const item of summary.highRisk.slice(0, 5)) {
+        const ageDays = Math.floor((Date.now() - item.skippedAt) / (24 * 60 * 60 * 1000));
+        lines.push(`  - [${item.category}] ${item.description} (risk: ${item.riskScore}, ${ageDays}d)`);
+      }
+      if (summary.highRisk.length > 5) {
+        lines.push(`  ... and ${summary.highRisk.length - 5} more`);
+      }
+      lines.push("");
+    }
+    
+    lines.push("By category:");
+    for (const [cat, count] of Object.entries(summary.byCategory)) {
+      if (count > 0) {
+        lines.push(`  - ${cat}: ${count}`);
+      }
+    }
+    
+    lines.push("");
+    lines.push("Run 'openclaw security audit --deep' to address security debt.");
+    
+    const severity = score >= 20 ? "error" : score >= 10 ? "warn" : "info";
+    note(lines.join("\n"), "Security", severity);
+  } catch {
+    // Debt file doesn't exist yet — that's fine, first run will create it
+  }
+}
diff --git a/src/commands/doctor.ts b/src/commands/doctor.ts
index 4aa0241da19..e70dfd839d9 100644
--- a/src/commands/doctor.ts
+++ b/src/commands/doctor.ts
@@ -53,6 +53,7 @@ import {
 import { maybeRepairUiProtocolFreshness } from "./doctor-ui.js";
 import { maybeOfferUpdateBeforeDoctor } from "./doctor-update.js";
 import { noteWorkspaceStatus } from "./doctor-workspace-status.js";
+import { noteVerificationDebt } from "./doctor-verification-debt.js";
 import { MEMORY_SYSTEM_PROMPT, shouldSuggestMemorySystem } from "./doctor-workspace.js";
 import { applyWizardMetadata, printWizardHeader, randomToken } from "./onboard-helpers.js";
 import { ensureSystemdUserLingerInteractive } from "./systemd-linger.js";
@@ -322,5 +323,7 @@ export async function doctorCommand(
     }
   }
 
+  await noteVerificationDebt(cfg, options);
+
   outro("Doctor complete.");
 }