diff --git a/CHANGELOG.md b/CHANGELOG.md
index 7ce4fa2698e..485b5f08e53 100644
--- a/CHANGELOG.md
+++ b/CHANGELOG.md
@@ -103,6 +103,7 @@ Docs: https://docs.openclaw.ai
 ### Fixes
 
 - Heartbeat: allow explicit accountId routing for multi-account channels. (#8702) Thanks @lsh411.
+- Routing: refresh bindings per message by loading config at route resolution so binding changes apply without restart. (#11372) Thanks @juanpablodlc.
 - TUI/Gateway: handle non-streaming finals, refresh history for non-local chat runs, and avoid event gap warnings for targeted tool streams. (#8432) Thanks @gumadeiras.
 - Shell completion: auto-detect and migrate slow dynamic patterns to cached files for faster terminal startup; add completion health checks to doctor/update/onboard.
 - Telegram: honor session model overrides in inline model selection. (#8193) Thanks @gildo.
diff --git a/src/discord/monitor.tool-result.accepts-guild-messages-mentionpatterns-match.test.ts b/src/discord/monitor.tool-result.accepts-guild-messages-mentionpatterns-match.test.ts
index a514bf3909d..369ae80b390 100644
--- a/src/discord/monitor.tool-result.accepts-guild-messages-mentionpatterns-match.test.ts
+++ b/src/discord/monitor.tool-result.accepts-guild-messages-mentionpatterns-match.test.ts
@@ -10,6 +10,7 @@ const updateLastRouteMock = vi.fn();
 const dispatchMock = vi.fn();
 const readAllowFromStoreMock = vi.fn();
 const upsertPairingRequestMock = vi.fn();
+const loadConfigMock = vi.fn();
 
 vi.mock("./send.js", () => ({
   sendMessageDiscord: (...args: unknown[]) => sendMock(...args),
@@ -30,6 +31,13 @@ vi.mock("../pairing/pairing-store.js", () => ({
   readChannelAllowFromStore: (...args: unknown[]) => readAllowFromStoreMock(...args),
   upsertChannelPairingRequest: (...args: unknown[]) => upsertPairingRequestMock(...args),
 }));
+vi.mock("../config/config.js", async (importOriginal) => {
+  const actual = await importOriginal<typeof import("../config/config.js")>();
+  return {
+    ...actual,
+    loadConfig: (...args: unknown[]) => loadConfigMock(...args),
+  };
+});
 vi.mock("../config/sessions.js", async (importOriginal) => {
   const actual = await importOriginal<typeof import("../config/sessions.js")>();
   return {
@@ -50,6 +58,7 @@ beforeEach(() => {
   });
   readAllowFromStoreMock.mockReset().mockResolvedValue([]);
   upsertPairingRequestMock.mockReset().mockResolvedValue({ code: "PAIRCODE", created: true });
+  loadConfigMock.mockReset().mockReturnValue({});
   __resetDiscordChannelInfoCacheForTest();
 });
 
@@ -685,6 +694,7 @@ describe("discord tool result dispatch", () => {
       },
       bindings: [{ agentId: "support", match: { channel: "discord", guildId: "g1" } }],
     } as ReturnType<typeof import("../config/config.js").loadConfig>;
+    loadConfigMock.mockReturnValue(cfg);
 
     const handler = createDiscordMessageHandler({
       cfg,
diff --git a/src/discord/monitor/message-handler.preflight.ts b/src/discord/monitor/message-handler.preflight.ts
index 9b8648c7f1f..38126a050ec 100644
--- a/src/discord/monitor/message-handler.preflight.ts
+++ b/src/discord/monitor/message-handler.preflight.ts
@@ -17,6 +17,7 @@ import { formatAllowlistMatchMeta } from "../../channels/allowlist-match.js";
 import { resolveControlCommandGate } from "../../channels/command-gating.js";
 import { logInboundDrop } from "../../channels/logging.js";
 import { resolveMentionGatingWithBypass } from "../../channels/mention-gating.js";
+import { loadConfig } from "../../config/config.js";
 import { logVerbose, shouldLogVerbose } from "../../globals.js";
 import { recordChannelActivity } from "../../infra/channel-activity.js";
 import { enqueueSystemEvent } from "../../infra/system-events.js";
@@ -218,8 +219,9 @@ export async function preflightDiscordMessage(
     earlyThreadParentType = parentInfo.type;
   }
 
+  // Fresh config for bindings lookup; other routing inputs are payload-derived.
   const route = resolveAgentRoute({
-    cfg: params.cfg,
+    cfg: loadConfig(),
     channel: "discord",
     accountId: params.accountId,
     guildId: params.data.guild_id ?? undefined,
diff --git a/src/telegram/bot-message-context.ts b/src/telegram/bot-message-context.ts
index 328f6c4b4e9..dfca10a74d1 100644
--- a/src/telegram/bot-message-context.ts
+++ b/src/telegram/bot-message-context.ts
@@ -26,6 +26,7 @@ import { logInboundDrop } from "../channels/logging.js";
 import { resolveMentionGatingWithBypass } from "../channels/mention-gating.js";
 import { recordInboundSession } from "../channels/session.js";
 import { formatCliCommand } from "../cli/command-format.js";
+import { loadConfig } from "../config/config.js";
 import { readSessionUpdatedAt, resolveStorePath } from "../config/sessions.js";
 import { logVerbose, shouldLogVerbose } from "../globals.js";
 import { recordChannelActivity } from "../infra/channel-activity.js";
@@ -163,8 +164,9 @@ export const buildTelegramMessageContext = async ({
   const { groupConfig, topicConfig } = resolveTelegramGroupConfig(chatId, resolvedThreadId);
   const peerId = isGroup ? buildTelegramGroupPeerId(chatId, resolvedThreadId) : String(chatId);
   const parentPeer = buildTelegramParentPeer({ isGroup, resolvedThreadId, chatId });
+  // Fresh config for bindings lookup; other routing inputs are payload-derived.
   const route = resolveAgentRoute({
-    cfg,
+    cfg: loadConfig(),
     channel: "telegram",
     accountId: account.accountId,
     peer: {
diff --git a/src/telegram/bot.ts b/src/telegram/bot.ts
index ef03ad343c7..61e2038b6ce 100644
--- a/src/telegram/bot.ts
+++ b/src/telegram/bot.ts
@@ -449,8 +449,9 @@ export function createTelegramBot(opts: TelegramBotOptions) {
         : undefined;
       const peerId = isGroup ? buildTelegramGroupPeerId(chatId, resolvedThreadId) : String(chatId);
       const parentPeer = buildTelegramParentPeer({ isGroup, resolvedThreadId, chatId });
+      // Fresh config for bindings lookup; other routing inputs are payload-derived.
       const route = resolveAgentRoute({
-        cfg,
+        cfg: loadConfig(),
         channel: "telegram",
         accountId: account.accountId,
         peer: { kind: isGroup ? "group" : "direct", id: peerId },
diff --git a/src/web/auto-reply/monitor/on-message.ts b/src/web/auto-reply/monitor/on-message.ts
index 28ded02876e..d9232dcd808 100644
--- a/src/web/auto-reply/monitor/on-message.ts
+++ b/src/web/auto-reply/monitor/on-message.ts
@@ -1,10 +1,10 @@
 import type { getReplyFromConfig } from "../../../auto-reply/reply.js";
 import type { MsgContext } from "../../../auto-reply/templating.js";
-import type { loadConfig } from "../../../config/config.js";
 import type { MentionConfig } from "../mentions.js";
 import type { WebInboundMsg } from "../types.js";
 import type { EchoTracker } from "./echo.js";
 import type { GroupHistoryEntry } from "./group-gating.js";
+import { loadConfig } from "../../../config/config.js";
 import { logVerbose } from "../../../globals.js";
 import { resolveAgentRoute } from "../../../routing/resolve-route.js";
 import { buildGroupHistoryKey } from "../../../routing/session-key.js";
@@ -63,8 +63,9 @@ export function createWebOnMessageHandler(params: {
   return async (msg: WebInboundMsg) => {
     const conversationId = msg.conversationId ?? msg.from;
     const peerId = resolvePeerId(msg);
+    // Fresh config for bindings lookup; other routing inputs are payload-derived.
     const route = resolveAgentRoute({
-      cfg: params.cfg,
+      cfg: loadConfig(),
       channel: "whatsapp",
       accountId: msg.accountId,
       peer: {