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"""
Pension account and holding models for retirement pension asset allocation.
"""
import enum
from datetime import datetime
from sqlalchemy import (
Column, Integer, String, Numeric, DateTime,
Enum as SQLEnum, ForeignKey,
)
from sqlalchemy.orm import relationship
from app.core.database import Base
class AccountType(str, enum.Enum):
DC = "dc"
IRP = "irp"
PERSONAL = "personal"
class AssetRiskType(str, enum.Enum):
SAFE = "safe"
RISKY = "risky"
class PensionAccount(Base):
__tablename__ = "pension_accounts"
id = Column(Integer, primary_key=True, index=True)
user_id = Column(Integer, ForeignKey("users.id"), nullable=False, index=True)
account_type = Column(SQLEnum(AccountType), nullable=False, index=True)
account_name = Column(String(100), nullable=False)
total_amount = Column(Numeric(16, 2), nullable=False, default=0)
birth_year = Column(Integer, nullable=False)
target_retirement_age = Column(Integer, default=60)
created_at = Column(DateTime, default=datetime.utcnow)
updated_at = Column(DateTime, default=datetime.utcnow, onupdate=datetime.utcnow)
user = relationship("User", backref="pension_accounts")
holdings = relationship("PensionHolding", back_populates="account", cascade="all, delete-orphan")
class PensionHolding(Base):
__tablename__ = "pension_holdings"
id = Column(Integer, primary_key=True, index=True)
account_id = Column(Integer, ForeignKey("pension_accounts.id"), nullable=False, index=True)
asset_name = Column(String(200), nullable=False)
asset_type = Column(SQLEnum(AssetRiskType), nullable=False)
amount = Column(Numeric(16, 2), nullable=False, default=0)
ratio = Column(Numeric(6, 2), nullable=False, default=0)
account = relationship("PensionAccount", back_populates="holdings")