79 lines
2.6 KiB
Python
79 lines
2.6 KiB
Python
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"""
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Tax simulation request/response schemas.
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"""
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import enum
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from typing import List
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from pydantic import BaseModel, Field
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class AccountType(str, enum.Enum):
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IRP = "irp"
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DC = "dc"
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class WithdrawalType(str, enum.Enum):
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PENSION = "pension"
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LUMP_SUM = "lump_sum"
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class TaxDeductionRequest(BaseModel):
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annual_income: int = Field(..., gt=0, description="연간 총급여 (원)")
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contribution: int = Field(..., ge=0, description="연간 납입액 (원)")
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account_type: AccountType = Field(AccountType.IRP, description="계좌 유형")
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class TaxDeductionResponse(BaseModel):
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annual_income: int
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contribution: int
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account_type: str
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deduction_rate: float = Field(..., description="세액공제율 (%)")
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irp_limit: int = Field(..., description="연간 공제 한도 (원)")
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deductible_contribution: int = Field(..., description="공제 대상 납입액 (원)")
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tax_deduction: float = Field(..., description="세액공제 금액 (원)")
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class PensionTaxRequest(BaseModel):
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withdrawal_amount: int = Field(..., gt=0, description="수령 금액 (원)")
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withdrawal_type: WithdrawalType = Field(WithdrawalType.PENSION, description="수령 방식")
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age: int = Field(..., ge=55, le=100, description="수령 시 나이")
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class PensionTaxResponse(BaseModel):
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withdrawal_amount: int
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withdrawal_type: str
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age: int
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pension_tax_rate: float = Field(..., description="연금소득세율 (%)")
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pension_tax: float = Field(..., description="연금소득세 (원)")
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lump_sum_tax_rate: float = Field(..., description="기타소득세율 (%)")
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lump_sum_tax: float = Field(..., description="기타소득세 (원)")
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tax_saving: float = Field(..., description="연금 수령 시 절세 금액 (원)")
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class AccumulationRequest(BaseModel):
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monthly_contribution: int = Field(..., gt=0, description="월 납입액 (원)")
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years: int = Field(..., ge=1, le=50, description="적립 기간 (년)")
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annual_return: float = Field(..., ge=0, le=30, description="연간 기대 수익률 (%)")
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tax_deduction_rate: float = Field(..., description="세액공제율 (%)")
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class YearlyAccumulationData(BaseModel):
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year: int
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contribution: int
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cumulative_contribution: int
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investment_value: float
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tax_deduction: float
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cumulative_tax_deduction: float
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class AccumulationResponse(BaseModel):
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monthly_contribution: int
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years: int
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annual_return: float
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tax_deduction_rate: float
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total_contribution: int
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final_value: float
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total_return: float
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total_tax_deduction: float
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yearly_data: List[YearlyAccumulationData]
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